Thursday, September 23, 2021
HomeNewsDiscover it® Balance Transfer Review

Discover it® Balance Transfer Review

0% introductory APR for balance transfers – Includes an introductory 0% APR for 18 months for balance transfers.

0% introductory APR for purchases – The introductory APR of 0% for purchases spans six months.

Earn up to 5% cash back – Cardholders earn 5% cash back on daily purchases at various locations each quarter like Amazon.com, grocery stores, restaurants, gas stations and when paying with PayPal, up to a quarterly maximum of $ 1,500 on purchases and when you activate. All other purchases earn 1% cash back. Maximizing bonus categories every year is worth it $ 300 cash back.

Unlimited Cashback Match sign-up bonus – Discover will automatically match any cash back rewards you’ve earned at the end of your first year. This sign-up bonus is only available for the first year and for new cardholders, but it can be particularly lucrative since the game is unlimited. Cardholders who maximize bonus categories quarterly in the first year can expect a total of $ 600 cash back ($ 300 in cash back in the bonus-bonus category, plus an additional $ 300 with the Discover match!).

$ 0 annual fee – Credit cards with cool features tend to charge high fees or APRs. This card balances that relationship well and doesn’t charge an annual fee, making it an ideal solution for cardholders with modest credit needs, who won’t see their rewards wiped out by an annual fee.

No foreign transaction fees – Most competing cards charge an overseas transaction fee of 3% for each overseas trip. This card does not.

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